Payment of invoices must be made one week before the procedure. For major procedures, invoices are issued 7 to 14 days before the procedure, depending on the nature of the procedure.

We accept payments with Visa and Mastercard.

We also offer invoicing or partial payment for operations performed on medical grounds.

Partial payment/Financing

We offer installment payments for up to 5 years. You decide how quickly you want to pay off your loan.

We offer installment payments for treatments up to NOK 150,000.

Co-payment

For treatments covered by the public health system, you only pay a co-payment as you would at a public hospital.

Terms of payment

For treatments that are not covered by the public health service or insurance companies, you pay according to our price list. Consultations are paid for in advance of treatment. Medical and cosmetic procedures must be paid into our account at least one week before the operation. Please note that the money must be in our account before treatment can begin. Cosmetic treatments are paid for on the first day of treatment.

Aesthetic (plastic) surgery / cosmetic procedures

According to public regulations, it is prohibited to use financing offers in connection with the marketing of these procedures. We have therefore omitted this.
However, it is not prohibited to provide information in connection with loans/credit to a patient who wishes to undergo surgery on medical grounds.

Please feel free to contact us for further information.

The above prohibition does not apply to orthopedic surgery and all other medically necessary surgery.

Health insurance

Nearly 750,000 Norwegians have health insurance with treatment guarantees, either through their employer or privately. Companies purchase insurance for various reasons. The most common are to reduce sick leave and to ensure that employees are well in their everyday lives. Individuals who purchase health insurance with treatment guarantees want access to healthcare when needed and to avoid having to wait in public healthcare queues.

Kalbakkenklinikken has cooperation agreements with most major insurance companies. This means that, as a customer, you can request to be referred to us if you wish. 

If you have insurance with treatment guarantee, you are guaranteed fast and effective treatment, and you can quickly return to work.